First Class Mortgage Advice Ltd, 155 Dalry Road, Edinburgh, EH11 2EA
Tel. 0131 622 6622 E. info@firstclassmortgageadvice.co.uk
 
 





Buying a house is one of the most important purchases you will make. At First Class Mortgage Advice Ltd we know that buying a home for the first time can be an intimidating process with many questions needing answered...

How much can I borrow? What will the repayments be? What fees do I need to pay? What if I donít have a deposit?
Our advisors will talk you through the financial aspects of the buying process and provide you with advice from the whole mortgage market to find you the best mortgage
suited to your circumstances.


Deposit
Currently mortgage lenders will lend up to 95% of the value or purchase price, whichever is the lower. This means that you will be required to put 5% deposit down and the more deposit you can produce the better deal lenders will offer.

Donít worry if you canít produce this size of deposit, First Class Mortgage Advice Ltd can look at alternative ways of getting you on the property ladder which include:

Shared Equity
Shared Ownership

How much can I borrow?
The majority of mortgage lenders will calculate how much they will lend based on affordability where they analyse your monthly income and expenditure. First Class Mortgage Advice Ltd can obtain an accurate borrowing figure based on your circumstances.

Solicitor
Buying your first property is probably the first time many clients have ever needed a solicitor. Our advisors can provide you with a solicitor who offers very competitive legal fees when you arrange your mortgage with First Class Mortgage Advice Ltd.



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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

First Class Mortgage Advice Ltd is authorised and regulated by the Financial Conduct Authority, Registration number 300340.
Registered Address 155 Dalry Road, Edinburgh. EH11 2EA. Registered in Scotland No 244163.